Last month as it always does, Island Travel & Tours, which offers air charter service between three Florida cities and Cuba, asked its local bank to request a $35,000 wire transfer to pay the Cuban government $194 per passenger for landing fees and for mandatory health insurance for travelers.

Although the route of the money is a bit circuitous because of the embargo — the local bank asks a major correspondent bank to transfer the money to a Cuban account in a third country — it’s a procedure that Bill Hauf, president of the charter company, has been following for years. The money, he said, generally arrives in a day or two at most.

But this time, he said, four, then five days passed and the wire transfer still hadn’t been completed. Because he had other flights coming up and the Cuban government wants payment in full before a charter flight lands, he also requested transfers of $65,000, $100,000 and $50,000 to cover them. Those transfers also were delayed...



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